Date of Award

1-1-2000

Thesis Type

Masters

Document Type

Thesis

Divisions

Faculty of Business and Economics

Department

-

Institution

Universiti Malaya

Abstract

Banking institutions play a substantial role, especially in a developing country like Malaysia, in mobilizing savings and channeling these resources for economic development. The growth of the banking institutions over the past two decades was achieved through the rapid build-up of an extensive branch network, the widening of banking services and the acceleration of credit activities. The focus of this paper is to evaluate the relative performance of banking institutions in Malaysia during the 1990-1998 period, using the CAMEL rating framework. The banking institutions included in this study are the major groups of banking institutions operating in Malaysia, namely commercial banks, finance companies and merchant banks. The acronym "CAMEL", is taken from the key components of the safety and soundness banking examination process: Capital Adequacy, Asset Quality, Management Competency, Earnings Performance and Liquidity Position. The ultimate aim of using the CAMEL analysis is to evaluate the type and severity of problems that commercial banks, finance companies and merchant banks experience at a particular time, and to suggest the necessary supervisory response. Suggestions are made based on the findings.

Initial

snms

Additional Information

Dissertation (M.A) -- Faculty of Business and Economics, Universiti Malaya, 2000

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